Recently selected by the National Law Journal for inclusion as part its 2021 inaugural list of twenty-two nationwide Insurance Law Trailblazers, which honor recognizes and spotlights a select group of lawyers who have “made sweeping efforts to make a positive contribution” as “agents of change” in the insurance industry, Ms. Sutton is highly experienced and concentrates her practice in the areas of insurance recovery, risk management counseling, and emerging cybersecurity, privacy, and data protection-related issues, including incident planning and breach response, and management liability-related issues.
In addition to successfully pursuing her clients' insurance recoveries in disputed insurance claims settings, and assisting clients in recovering hundreds of millions in insurance assets, Ms. Sutton counsels clients proactively on complex insurance placement and risk management issues. She advises clients in assessing their potential cybersecurity, privacy, and management liability risks, among myriad other forms of organizational risk, and in securing appropriate insurance to cover those risks. Ms. Sutton provides clients with strategic advice on how to best maximize the value of their current and historic insurance assets. She also has extensive experience conducting insurance due diligence and placing Representation and Warranty insurance in connection with mergers and acquisitions, and in drafting contractual risk transfer provisions, including insurance and indemnity clauses.
For over two decades, Ms. Sutton has successfully represented clients in connection with a broad spectrum of insurance claims and issues arising under almost every kind of business insurance policy, and has extensive experience in the selection, drafting, negotiation, and placement of Cybersecurity, Privacy and Data Protection (Cyber), Directors & Officers (D&O), Management Liability, Errors and Omissions (E&O), Technology E&O, Commercial General Liability (CGL), Commercial Property, Business Interruption, Professional Liability, Employment Practices Liability, Fidelity, Fiduciary Crime, Political Risk, Environmental, Terrorism, and many other types of insurance coverage. Her experience includes all phases of coverage litigation through trial and appeal, and international arbitrations.
A recognized national authority in cybersecurity, privacy, and data protection, insurance recovery, and directors and officers liability issues, Ms. Sutton frequently lectures on these subjects, and provides interviews to leading industry publications and mainstream publications, such as The New York Times and The Washington Post. She currently serves as Vice-Chair for the American Bar Association's Tort and Insurance Practice Section Cybersecurity and Data Privacy General Committee. She has spoken on a variety of insurance coverage and litigation practice issues for The Risk and Insurance Management Society (RIMS), Strafford, Law Seminars International, the Am Association (ABA), and various local bar association and other professional programs.
She is delighted to have coauthored the cybersecurity guide for executives, Navigating the Digital Age: The Definitive Cybersecurity Guide For Directors and Officers.
- Successfully served as lead insurance recovery counsel in connection with one of the largest retail data breaches to date.
- Successfully served as lead insurance recovery counsel on behalf of one of the four largest U.S. bank holding companies in pursuing recovery under its financial institution bonds/fidelity insurance policies in connection with a substantial employee theft loss.
- Successfully represented a worldwide oil and gas exploration and production company in a case regarding recovery under Bermuda Form policies for class action litigation alleging Hurricane Katrina-related property damage.
- Successfully served as lead trial counsel in a precedent-setting victory on behalf of the insured in a landmark decision concerning CGL insurance coverage for losses caused by a mechanical equipment failure.
- Successfully represented one of the largest U.S. diversified financial institutions regarding recovery under its vehicle residual value insurance policy; the case settled favorably on the eve of trial for a mid-nine figure recovery.
- Successfully represented a group self-insurance fund policyholder regarding recovery under its crime/fiduciary policy in connection with a substantial employee theft loss. Placement of cybersecurity, data privacy and Management Liability/D&O insurance for:
- Largest global telecommunications company
- Fourth-largest media conglomerate
- Largest private operator of health care facilities
- Second-largest food and beverage company
- Third-largest producer of aluminum
- Fourth-largest chemical company
- World-class private research university
- Largest third-party payment processor for issuing banks in North America
- One of the five largest U.S. banks
- Fortune 500 multinational financial services corporations
- Fortune 500 retailers
- Second-largest electricity generator in New Zealand
- Cloud-based technology companies
- Multibillion-dollar freight transportation and logistics company
Publications and Speeches
- Author, 100+ articles in professional journals and academic law reviews on insurance related issues from the insured’s perspective
- Co-author, Navigating the Digital Age: The Definitive Cybersecurity Gu-ide For Directors and Officers
- Speaker, “Managing Risk at the Intersection of Cybersecurity, Data Privacy and Business,” “SCREENS LOCKED AND FILES BLOCKED: YOU HAVE THAT COVERED, RIGHT?", TIPS 2020 Cyber Security Conference, Georgia State University College of Law, Atlanta, GA, March 5-6, 2020
- Faculty, “Privacy Compliance Process Management,” The Inner Circle: Insight-Influence-Ideas, Legal Operations, Beverly Hills, CA, February 9-11, 2020
- Faculty, “Data/Information Management” and “eDiscovery Process Management,” Today’s General Counsel Institute’s The Exchange Legal Operations Forum, Chicago IL, October 3, 2019
- Faculty, “Privacy Compliance Process Management,” Today’s General Counsel Institute’s The Exchange Legal Operations Forum, Beverly Hills, CA, February 26, 2019
- Speaker, “The State of Data Breach Litigation and What You Need to Know and How to Protect Yourself,” LegalTech, New York NY, January 31, 2019
- Speaker, “Cybersecurity: Securing Your Campus with Finite Resources,” National Association of College and University Attorneys (NACUA) Annual Conference, Minneapolis, MN, June 24-27, 2018
- Speaker/Coordinator, “Cause and Effect of Cyber Risk: Cutting-Edge Insurance Solutions,” RIMS Annual Conference, San Antonio, TX, April 15-18, 2018
- Presenter, Cyber And Technology Risks for the 21st Century– Modern Hazards and Modern Coverages, “The Broker’s Role in Modern Claims,” 2018 FSLC Midwinter Meeting, Washington, DC, January 25, 2018
- Presenter, “Data Security and Privacy Litigation,” The Exchange Data Privacy & Cyber Security Forum, Today’s General Counsel and Institute Conference, Washington, DC, November 2-3, 2017
- Presenter, “The Legal and Insurance Aspects of Information Technology,” Pittsburgh CIO Forum, Pittsburgh, PA, September 20, 2017
- Presenter, “AIG Manufacturing Client Forum - Solving Cyber Risk,” Pittsburgh, PA, September 14, 2017
- Presenter, “Current Developments in Privacy and Cybersecurity,” Pennsylvania Bar Institute CLE Program, Pittsburgh, PA, October 10, 2017
- Presenter, “Data Security and Privacy Litigation,” The Exchange Data Privacy & Cyber Security Forum, Today’s General Counsel and Institute Conference, New York, NY, May 23−24, 2017
- Lecturer, “Insurance Coverage for Data Breaches and Other Privacy, Cybersecurity and Data Protection-Related Incidents,” Strafford CLE Webinar, December 3, 2019
- Presenter, “Data Privacy and Information Security Compliance Under Heightened Scrutiny: Responding to a Data Breach or Cyber Attack,” Strafford CLE Webinar, May 29, 2019
- Presenter, “Insurance Coverage for Cyber Risk and Reality ,” Internet Society Cybersecurity SIG Webinar, August 29, 2018
- Presenter, “Insurance Coverage for Data Breach and Privacy Violations: Current Status of Coverage Under CGL, D&O, E&O and Cyber Policies,” Strafford CLE Webinar, August 23, 2017
- Presenter, “Cyber Liability Insurance: Costs, Coverage and Things You Need to Know,” The Knowledge Group CLE/CPE Webcast, September 25, 2017
- Presenter, “Managing Data Privacy and Cybersecurity Risks in M&A Deals,” Strafford CLE Webinar, May 4, 2017
- Interview, “A Guide To Insurance Coverage For Biometric Privacy Suits,” Law360, November 6, 2017
- Interview, “Fear of data breach consequences splits appeals courts,” Business Insurance, August 15, 2017
- Interview, “Travelers' Win Deepens Divide Over Computer Fraud Coverage,” Law360, August 2, 2017
- Interview, “Anthem's $115M settlement likely to inspire future breach litigation,” Advisen Cyber Risk Network, June 29, 2017
- Interview, “Microsoft’s New Patch Not A Panacea For Avoiding Cyber Risk,” Law360, June 15, 2017
- Interview, “Global Ransomware Attack Shows Cyber Coverage Is Critical,” Law360, May 15, 2017
- Interview, “WikiLeaks’ release of CIA trove a wake-up call for cyber security,” Business Insurance, March 13, 2017
- Interview, “Ransomware attacks covered under multiple insurance policies,” Business Insurance, March 6, 2017
- Author, “Securing Insurance for Social Engineering Exploits,” ABA TortSource Volume 20, Number 4, Summer 2018
- Author, “Ransomware Make You WannaCry? Maximizing Coverage Is Worth the Try: Ten Tips for Maximizing Insurance for Ransomware Attacks,” Business Insurance, June 2017
- Author, “Consider Ransomware Now So You Don’t WannaCry Later,” Law360, May 15, 2017
- Author, “5 Key Insurance Tips In The Wake Of Hurricane Harvey,” Law360 (September 5, 2017)
- Author, "White House Initiatives Look Toward the Future of Civilian Drone Technology," Public Policy and Law Alert, August 18, 2016
- Author, "Global Boardroom Risk Solutions Newsletter, K&L Gates Publication, July 2016 Policyholder Takeaways From Portal," Insurance Coverage Alert, May 2, 2016
- Author, "Securing Insurance for the ‘Internet of Things’, Special Report: Insurance Coverage," Financier Worldwide Magazine, March 2016
- United Way of Allegheny County (Tocqueville Committee; Emerging Leaders Tocqueville Sub-Committee Tocqueville Committee; Women’s Leadership Counsel; 2002 Campaign Cabinet)
- Allegheny Conference on Community Development Athena Award Program Host Committee, 2004-2010
- Downtown Pittsburgh YMCA Board of Management, 2004-2010
- University of Pittsburgh School of Law (Chancellor’s Circle; Law Fellows; 2011 and 2012 Murray S. Love Mock Trial Competition Judge; 2008 and 2013 Alumni Reunion Class Representative)
Memberships and Affiliations
- Vice-Chair for the American Bar Association (ABA) Tort and Insurance Practice Section (TIPS) Cybersecurity and Data Privacy General Committee
- Co-Chair of the ABA Section of Litigation’s Insurance Coverage Litigation Committee’s Cyber Risk & Data Privacy Subcommittee
- Vice-Chair for the ABA Insurance Coverage Litigation General Committee
- ABA TIPS Cybersecurity Task Force
- CGL Reporter,Editorial Board Member
News, Events & Insights
University of Pittsburgh School of Law, J.D.
- magna cum laude
- Order of the Coif
- University of Pittsburgh Law Review
- Faculty Award For Excellence In Legal Scholarship
- CALI Excellence for the Future Award ®
Carnegie Mellon University, B.A.
- cum laude
- K&L Gates LLP, Partner
- Cohen & Grigsby, P.C., Director
Areas of Practice